DVC Resale Closing Costs?
When buying or selling a Disney Vacation Club contract on the resale market, understanding who pays the closing costs is essential. At DVC Sales, we simplify this process by clearly defining each party’s responsibilities. In every DVC resale, buyers cover all closing costs, while sellers pay the broker commission and Disney’s estoppel fee. This approach eliminates surprises and keeps every transaction moving forward smoothly.
What Are DVC Resale Closing Costs?
DVC resale closing costs typically range from $600 to $800, depending on the size of the contract. These costs cover:
- Escrow services
- Title search and insurance
- Document preparation
- Recording fees
- Courier or processing charges
Buyers are also responsible for annual dues associated with any bankable points they receive during the current Use Year. These dues are prorated and included in the total closing statement provided by the title company.
What Costs Do Sellers Pay?
Sellers in a Disney Vacation Club resale transaction pay two main items:
1. Broker Commission
This is paid only when the sale closes and is deducted directly from the seller’s proceeds. At DVC Sales, we never ask for upfront fees.
2. Disney’s Estoppel Fee
This is a flat $150 fee charged by Disney Vacation Club. The estoppel certificate confirms key details like ownership, dues status, and any existing loans with DVC. The title company uses this document to verify that the contract is free of encumbrances.
Why We Don’t Negotiate Closing Costs
Some resale platforms allow buyers and sellers to negotiate who pays what, but this often leads to unnecessary delays and confusion. At DVC Sales, we’ve found that setting clear, upfront expectations makes the transaction smoother for everyone.
Instead of haggling over closing costs, buyers can simply adjust their offer price to reflect their preferred total out-of-pocket expense. This flexibility keeps offers clean and easy to understand, increasing the chances of a quick agreement.
Keeping Resales Simple and Transparent
By establishing clear payment responsibilities from the start, DVC Sales helps both buyers and sellers avoid surprises during the escrow process. Our approach ensures that:
- All costs are disclosed early
- Both parties know what to expect
- The title company can process transactions faster
If you’re considering buying a resale, you can explore listings at DVC Market or learn more about the resale process at DVCResalePlus. We’re committed to making your Disney Vacation Club experience as stress-free and straightforward as possible.