Ask Seller to Bank Points in DVC Resale when you're purchasing a contract close to the banking deadline and want to preserve access to the points for future use. Our standard contract includes a helpful provision allowing the buyer to request that the seller bank available points before closing. This step can make a big difference when time is tight and the points would otherwise expire at the end of the current Use Year.
While it’s not required, we ask that buyers make the banking request only after both parties have signed the contract and the deposit has been submitted. This ensures that the transaction is moving forward and avoids unnecessary confusion. We’ve never had a seller refuse a banking request, though some may ask to confirm that the deposit has been received or that the 10-day rescission period has ended before proceeding.
In most cases, banking isn't needed. If the deadline to bank points is more than 30 days after the estimated closing date, you’ll be able to bank them yourself once ownership has transferred. But when the deadline is approaching, asking the seller to bank them in advance offers added peace of mind.
If you’re unsure whether banking applies to your contract, just reach out to us. We can confirm your banking deadline with Disney, determine if the points are still eligible to be banked, and coordinate with the seller if action is needed. This is especially important for contracts that include a full point balance or any prior-year points still eligible for banking.
We’re here to help protect your points and ensure a smooth transition. If you have questions or want help making the request, our team is available every day of the week.