DVC Resale: Seller Banking Requests come into play when buyers are approaching a banking deadline and want to preserve the ability to use points into the next Use Year. To help with this, our contract includes a provision that allows buyers to request the seller to bank the points on their behalf.
Once the agreement is signed, the seller agrees not to make any new reservations or transfer points. However, the seller may bank the points if requested by the buyer. This step is optional but often helpful when timing is tight and points might otherwise expire unused.
While not required, we recommend making this request only after both parties have signed the contract and the buyer has submitted the deposit. This helps ensure that the transaction is progressing. In rare cases, a seller may ask for confirmation that the deposit has been received or that the 10-day rescission period has passed—just to be sure the sale is moving forward before taking action.
For many buyers, this step isn’t needed at all. If the banking deadline is more than 30 days after the estimated closing date, you’ll be able to bank the points yourself after ownership transfers.
If you’re unsure whether the banking deadline affects your contract, we’re here to help. Our team can confirm dates with Disney, check whether the points are still eligible to be banked, and assist in coordinating with the seller if needed. This is especially useful for contracts that include prior-year points or a full balance that’s still available.
We’re happy to help make sure you don’t lose out on any points due to timing. Just reach out if you need assistance.
