How to Tell If a DVC Listing Is Fairly Priced
One of the most common questions buyers ask is: How do I know if this DVC listing is fairly priced? It’s also one of the most important steps in the resale process. Unlike buying direct from Disney, where prices are fixed, resale contracts are priced individually by sellers. These prices are shaped by a mix of market conditions, demand, and contract details—and no two listings are exactly alike.
Resort popularity – High-demand resorts like Beach Club, Grand Californian, and Polynesian often carry premium price tags. Limited inventory and strong buyer interest create upward pressure on price per point. You can also explore more about Disney's Polynesian Villas & Bungalows on Disney’s official site.
Contract size – Smaller contracts generally sell for more per point. They're attractive to first-time buyers, those adding on points, and members looking for flexible financing or rental options.
Point availability – Contracts with banked points or full points for the current and upcoming Use Year often hold more value than “stripped” contracts with no points available for a year or more.
Expiration date – Deed expiration plays a major role in pricing. Older resorts like BoardWalk, which expire in 2042, often sell for less per point than newer resorts with longer timelines, such as Grand Floridian.
A common mistake is overlooking what’s included in a listing. A contract that costs a few dollars more per point but includes banked points and is immediately usable may offer more value than a cheaper listing that won’t be usable for months.
To help buyers compare listings quickly and fairly, we created a DVC Resale Value Calculator. This tool provides a Value Score that compares the appraised value of a listing to the seller’s asking price. It takes into account the resort, number of points, and how many are available now or banked. That way, you can identify which listings are priced right—and which ones may be worth negotiating.
Speaking of negotiation, don’t be afraid to make an offer. Many sellers are open to fair counteroffers, especially when listings have been on the market for a while. If you’re unsure how to approach pricing, our licensed team can help guide you through your options. With real-time access to all DVC resale listings, live market data, and decades of experience, we’ll help you make an informed, confident purchase.
Looking to compare values across resorts? Try our DVC Price Comparison tool to see where your favorite home resort stands in today’s market.
We’re here to help with every step—from research to resale.